Chapter 7 Bankruptcy

Are your debts out of control? Are you struggling to make payments on your credit cards? The decision to pursue bankruptcy protection is not easy to make. However, the longer you delay, the more difficult the issue becomes. Late fees, penalties, and mounting interest can make it impossible to keep your head above water.

At the Law Office of Yvonne Michaud Novak, we understand filing bankruptcy is something you would rather not do. But, due to circumstances that may have been beyond your control, it may be your best option to avoid creditor harassment, lawsuits, wage garnishment, or home foreclosure. By carefully evaluating your present financial and legal position, I can help you determine if Chapter 7 bankruptcy is the right option to pursue in order to get the fresh start you deserve.

Filing for Chapter 7 bankruptcy can:

• Stop harassing phone calls from your creditors
• Restart your credit
• Stop garnishments

If you are considering bankruptcy, get more information on the following:

• When to file bankruptcy
• Are you medically bankrupt?
• Debt management scams
• Do you need a bankruptcy lawyer?
• Six things not to do when shopping for a bankruptcy attorney
• Five signs it might be time to file for bankruptcy

We offer free, no obligation consultations and after-hour appointments upon request. We are conveniently located in Duluth, Minnesota, and serve clients throughout Minnesota and Wisconsin.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.