Are You Medically Bankrupt?

Have medical issues caused you financial problems? Medical problems can result in medical bills and lost time from work. Some people are faced with choosing between prescriptions and caring for their family. They avoid seeing doctors because they cannot afford the co-pay or do not have insurance.

Though certain medical providers have to provide some medical care even if you do not have insurance or money to pay, that care may not cover preventative or everyday health care. Just having insurance may not be enough if you cannot pay the deductible or your co-pays. I often see people who have put a second mortgage on their home or charged their health care and cannot make the monthly payments.

Based upon a study in 2015, 62% of people file for bankruptcy due to medical bills. If you cannot pay for your medical bills, you should contact your doctor’s billing office to see what payment options they may offer. Hospitals have programs that may offer discounted care or care for no fee.

If you have already tried those options or have other debts and need to determine if bankruptcy is the right solution for you, please contact my office today to schedule a free, no obligation consultation at 218-720-2888.