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I know that filing bankruptcy is something you would rather not do. But due to circumstances that may have been beyond your control, it may now be your best option to avoid creditor harassment, lawsuits, wage garnishment, or home foreclosure. By carefully evaluating your present financial and legal position, I can help you determine if bankruptcy is the right option to pursue in order to get a "fresh start." I will also tell you if bankruptcy is not the right thing to do, and provide you with information about non-bankruptcy options, such as credit counseling and creditor workouts.
The decision to pursue bankruptcy protection is not one that's easy to make. Somehow, you want to save face or "do the right thing." So, you struggle along while your creditors turn up the heat. Pretty soon, with all the late fees, penalties and mounting interest, keeping your head above water becomes almost impossible.
Ask yourself this. If you could eliminate your debt without permanently damaging your credit, why wouldn't you? The stigma related to bankruptcy is not what it was 30 years ago. Just ask the millions of Americans who have taken this step to rebuild their futures. A clean slate is the ultimate tool of empowerment. Bankruptcy may not be the right decision for you, but you owe it to yourself to become educated about all of your options so that you can make an informed decision.
A decision to file for bankruptcy should be made only after determining that bankruptcy
is the best way to deal with your financial problems. Click this link to learn more about the bankruptcy process. This document can not explain every aspect of the bankruptcy process. If you still have questions after reading it, contact us and we will be glad to answer your questions about bankruptcy.
... Start the bankruptcy process
*The Law Office of Yvonne Michaud Novak, designated a debt relief agency by an Act of Congress and the President of the United States, has proudly assisted consumers seeking relief under the U.S. Bankruptcy Code over 5 years.
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