• Chapter 7 Bankruptcy
• Chapter 13 Bankruptcy
• Business Debts
• Stop Mortgage Foreclosures
• Stop Garnishments
• FAQ's
• Five Signs it Might Be Time to File Bankruptcy
• When To File Bankruptcy
• Do You Need A Bankruptcy Lawyer?
• Six Things Not To Do When Shopping For A Bankruptcy Attorney
• Are You Medically Bankrupt?
• Debt Management Scams
• Your Legal Rights During and After Bankruptcy
• Using Credit Wisley After Bankruptcy
• Business Law
• Estate Planning

Law Office of
Yvonne Michaud Novak
202 W. Superior Street
Suite 208
Duluth, MN 55802
Phone: 218-260-4341
Toll Free: 888-815-5046
Fax: 866-366-7695
Map and Directions

Minnesota Foreclosure Relief Attorneys

For many people Chapter 13 is beneficial because it allows you to protect some of your property. Unlike the complete liquidation in Chapter 7 bankruptcy, Chapter 13 creates a debt repayment plan. Benefits to filing Chapter 13 bankruptcy include:

• Stopping creditor harassment
• Avoiding foreclosure
• Catch up on automobile payments
• Discharging some back taxes
• Stopping interest from accumulating
• Stopping wage garnishments

Filing for Chapter 13 is complicated. Your debt repayment plan is based on numerous factors. Doing this on your own is dangerous — you are literally risking everything that you own. It is very easy under the 2005 law to get it wrong and have your petition thrown out for failing to do something that seems unnecessary or pointless. And, if your case is thrown out, you may not be able to file again.

Whether it is business or personal legal matters, don't take a chance. Contact the Law Office of Yvonne Michaud Novak today for attorney advice on your legal situation. Call Today: 218-260-4341 or (Toll Free) 888-815-5046. Your fresh start is waiting for you.

Stop Creditor Harassment

If you are suffering from unbearable creditor harassment or feel that your creditors are acting suspiciously, you may be able to bring a lawsuit claiming violation of the Fair Debt Practices Act, or other mortgage lending violations, while you file for Chapter 13 bankruptcy.

Lawsuits can be brought against creditors for:

• Non-existent promissory notes
• Creditor harassment
• Failure to comply with bankruptcy formalities
• Disclosure of private information in bankruptcy proceedings

Duluth Chapter 13 Bankruptcy Lawyers

Contact the Law Office of Yvonne Michaud Novak today to schedule your free initial consultation. We offer after-hour appointments upon request. We are conveniently located in Duluth, Minnesota, and serve clients throughout the Duluth/Superior area.

If you are considering bankruptcy, get more information on the following:

• When to file for bankruptcy
• Are you medically bankrupt?
• Debt management scams
• Do you need a bankruptcy lawyer?
• Six things not to do when shopping for a bankruptcy attorney
• Five signs it might be time to file for bankruptcy

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Call Today: 218-260-4341 or (Toll Free) 888-815-5046

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